Offer
Offer
- Welcome Offer: Get 10,000 points when you spend $1,000 in the first 3 months.*
- Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred*
- Get 1 BMO Rewards point for every $1 spent*
- Earn faster with additional cardholders
Fees & Conditions
Personal Income
$15,000
Household Income
$15,000
Annual Fee
$0
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
19.99%
Cash Advance Rate (QC)
21.99%
Balance Transfer
Balance Transfer Intro Duration
9
Balance Transfer - Promotional Rate
1.99%
Advantages
Offer ends on
Oct 31, 2021
Welcome Bonus
10,000 points
Minimum Spending Required
$1,000
Minimum Spending Timeframe
90 day(s)
Rewards Type
Travel points
Transfer Partners
BMO Rewards
Loyalty Program
BMO Rewards
All Spending
1
Online transactions
1
AIR MILES partners
1
Air Canada
1
Streaming services
1
Costco
Value
Value
We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:
- The value of cash back or points earned
- The value of the benefits or credits earned with the Card
- The annual fee value (offered or not)
| Calculation of the offer value in the first year |
|
| Value per point | 0.67 ¢ |
| Welcome bonus | about $67 |
| Annual fee | $0 |
| Value | about $67 |
Insurance
Purchase Protection - Amount
$60,000
Purchase Protection - Duration
90 day(s)
Extended Warranty
Extended Warranty - Duration
1 year(s)
Insurance Document
Learn More
Legal
Legal
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