BMO Rewards® Mastercard®*

BMO Rewards® Mastercard®*

The Best No-Fee Travel Rewards Credit Card from BMO. Get 2x BMO Rewards points and up to 25% off rentals at participating National Car Rental and Alamo Rent a Car locations.

For a limited time, Get 10,000 points and a 1.99% introductory interest rate on Balance Transfers for 9 months with a 1% transfer fee with this offer!



Welcome Bonus

10 000 points Ends Oct 31, 2021

Best For

Annual Fee



  • Welcome Offer: Get 10,000 points when you spend $1,000 in the first 3 months.*
  • Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred*
  • Get 1 BMO Rewards point for every $1 spent*
  • Earn faster with additional cardholders
  • Get up to 25% off car rentals at National®#† Car Rental and Alamo®*‡ Rent A Car locations worldwide*

Fees & Conditions

Personal Income $15000
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 19.99%
Balance Transfer
Balance Transfer Intro Duration 9
Balance Transfer - Promotional Rate 1.99%


Offer ends on Oct 31, 2021
Welcome Bonus 10 000 points
Minimum Spending Required $1000
Minimum Spending Timeframe 90
Rewards Type Travel points
Loyalty Program BMO Rewards
All Spending 1 point / $



For all the credit card offers, we estimate the first year Offer Value according to:

  • Value of the Cashback or Points earned with the Offer
  • Value of the Benefits or travel credits earned with the Offer
  • Annual fee offer (first-year rebate or not)


Offer Value calculation
for the first-year
Point Value (according to milesopedia) 0.7 ¢
Welcome Offer Value ≈ $70
Points earned with minimum purchases to get the Welcome Offer
(1 point per dollar)
≈ $7
Annual fee $0
Estimated Value ≈ $77



Purchase Protection
Purchase Protection - Duration 90
Purchase Protection - Amount $60000
Extended Warranty
Extended Warranty - Duration 1
Insurance Document Learn More