BMO IGA AIR MILES® Mastercard®*

BMO IGA AIR MILES® Mastercard®*

The best no-fee AIR MILES credit card in Canada for IGA. Earn AIR MILES Reward Miles and get insurance on your purchases.

Take advantage of this limited-time welcome offer!

Welcome Bonus

800 miles



Best For

Annual Fee


Purchase Rates

19.99 %

Cash Advance Rates

22.99 %

Balance Transfer Rates


  • Get 800 AIR MILES Bonus Miles!*
  • That’s enough for $80 towards purchases with AIR MILES Cash*
  • New! Always get 3x the miles at participating* AIR MILES Partners. That’s 3 Miles for every $25 you spend using your BMO IGA AIR MILES Mastercard*
  • Get 3 Miles for every $25 spent at IGA*
  • 1 Mile for every $25 spent everywhere else*
  • Extended Warranty and Purchase Protection*
  • No annual fee*.



Fees & Conditions

Personal Income $15,000
Household Income $15,000
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Cash Advance Rate (QC) 21.99%


Welcome Bonus 800 miles
Minimum Spending Required $1,000
Minimum Spending Timeframe 90 day(s)
Rewards Type Travel points
Transfer Partners AIR MILES
Loyalty Program AIR MILES
All Spending 0.04
Online transactions 0.04
AIR MILES partners 0.12
Air Canada 0.04
Streaming services 0.04



We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)


Calculation of the offer value
in the first year
Value per point 10.5 ¢
Welcome bonus $84
Annual fee $0
Value ≈ $84



Purchase Protection - Amount $60,000
Purchase Protection - Duration 90 day(s)
Extended Warranty
Extended Warranty - Duration 1 year(s)
Insurance Document Learn More
4 Milesopedia Rating