American Express® AIR MILES®* Gold Business Card

American Express® AIR MILES®* Gold Business Card

One of the Best AIR MILES Credit Cards in Canada for small business owners. No annual fee and free supplementary Cards for employees.

Get 150 AIR MILES Bonus Miles.

Welcome Bonus

150 miles



Best For

Annual Fee


Purchase Rates

19.99 %

Cash Advance Rates

21.99 %

Balance Transfer Rates


  • Get 150 Bonus AIR MILES®* Reward Miles when you spend $1,000 within the first three months of Cardmembership
  • Earn 1 Mile for every $15 in Card purchases at AIR MILES®* Sponsors and 1 for every $20 in Card purchases everywhere else
  • Show your Collector Card and use your AIR MILES®* Gold Business Card at Sponsor locations to earn miles twice
  • Pay no annual fee. Plus, enjoy the flexibility to pay balances in full or over time


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Fees & Conditions

Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 21.99%


Welcome Bonus 150 miles
Rewards Type Travel points
Transfer Partners AIR MILES
Loyalty Program AIR MILES
All Spending 0.05
Travel 0.05
Local Transport 0.05
Dining and Food delivery 0.05
Groceries 0.05
Convenience Stores 0.05
Gas 0.05
Drugstores 0.05
Office Supplies 0.05
Telecom/Internet 0.05
Entertainment 0.05
Online transactions 0.05
AIR MILES partners 0.05
Air Canada 0.05
Streaming services 0.05
Recurring Payments 0.05



For all the credit card offers, we estimate the first year Offer Value according to:

  • Value of the Cashback or Points earned with the Offer
  • Value of the Benefits or travel credits earned with the Offer
  • Annual fee offer (first-year rebate or not)


Offer Value calculation
for the first-year
Point Value (according to milesopedia) 10.5 ¢
Welcome Offer Value $16
Points earned with minimum purchases to get the Welcome Offer
(1 Mile for every $15 to $20 in Card purchases)
Annual fee $0
Estimated Value ≈ $23



Common Carrier Travel Accident Insurance Amount $100,000
Common Carrier Travel Accident Insurance
Insurance Document Learn More