American Express® AIR MILES®* Gold Business Card

American Express® AIR MILES®* Gold Business Card

The best American Express no-fee AIR MILES credit card for small businesses. Earn AIR MILES Reward miles on all your purchases and take advantage of American Express online offers.

Take advantage of this limited-time welcome offer!

Welcome Bonus

150 miles

Best For

Value
Year 1

$142

Years 2 and +

$126

Annual Fee

$0

Interest rates
Purchase Rates

19.99 %

Cash Advance Rates

21.99 %

Balance Transfer Rates

Your Monthly Spending

Offer

Offer
  • Get 150 Bonus AIR MILES®* Reward Miles when you spend $1,000 within the first three months of Cardmembership
  • Earn 1 Mile for every $15 in Card purchases at AIR MILES®* Sponsors and 1 for every $20 in Card purchases everywhere else
  • Show your Collector Card and use your AIR MILES®* Gold Business Card at Sponsor locations to earn miles twice
  • Pay no annual fee. Plus, enjoy the flexibility to pay balances in full or over time

American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms apply.

Fees & Conditions

Personal Income $0
Household Income $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 21.99%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP lounges
First-Year Offer Value
Accumulated rewards
Annual fee
Net value
Value

Reward points value

We have established a valuation of the reward point in cents for each loyalty program. More information on the points valuation page.

First-year value

For all credit cards offers, we estimate the value of the welcome offer (bonus, annual fee rebate) in the first year, plus the value of the rewards earned based on your purchases entered in the calculator for the six categories:

  • Grocery
  • Gas/Transit
  • Meals
  • Travel
  • Bills
  • Other purchases

First-Year Net Value = Welcome Bonus Value + Benefits (Annual Credit, VIP lounges, etc.) + Earned Rewards First-Year Annual Fee

Value of subsequent years

For the value of subsequent years, we consider the earned rewards based on your purchases indicated in the calculator and any benefits offered.

Subsequent years’ net value = Earned Rewards + Benefits (Annual Credit, VIP lounges, etc.) Annual fee

VIP lounges:

For credit cards with complimentary airport lounge access, this benefit is calculated as follows:

  • 1 access = $35
  • Unlimited access = $350 (the value of 10 annual visits)

Advantages

Welcome Bonus 150 miles
Minimum Spending Required $1,000
Minimum Spending Timeframe 90 day(s)

Earnings

All Spending 0.05 Mille
Drugstores 0.05 Mille
Groceries 0.05 Mille
Convenience Stores 0.05 Mille
Gas 0.05 Mille
Telecom/Internet 0.05 Mille
Local Transport 0.05 Mille
Streaming services 0.05 Mille
Dining and Food delivery 0.05 Mille
Online transactions 0.05 Mille
Recurring Payments 0.05 Mille
Office Supplies 0.05 Mille
Travel 0.05 Mille
Entertainment 0.05 Mille

Insurance

Common Carrier Travel Accident Insurance Amount $100,000
Common Carrier Travel Accident Insurance
Insurance Document Learn More

FAQ