American Express® AIR MILES®* for Business Card

American Express® AIR MILES®* for Business Card

The best American Express AIR MILES charge card for small business. Earn AIR MILES Reward miles on all your purchases and take advantage of American Express online offers.

Take advantage of this limited-time welcome offer!

Welcome Bonus

2,000 miles

Best For

Value
Year 1

$199

Years 2 and +

$-11

Annual Fee

$180

Interest rates
Purchase Rates

Cash Advance Rates

Balance Transfer Rates

Your Monthly Spending

Offer

Offer
  • Earn a bonus of 2,000 AIR MILES®* Reward Miles when you charge a total of $5,000 in purchases to your Card within your first 3 months of Cardmembership
  • You can maximize your cash flow with up to 55 interest-free days and enjoy purchasing power that adjusts dynamically with Card usage
  • You can benefit from an exclusive 25% discount on business rewards when you redeem AIR MILES Reward Miles from your Dream balance for rewards from the AIR MILES For Business Rewards catalogue, an online catalogue designed especially with the small business owner in mind
  • Earn 1 Mile for every $10 in Card purchases at eligible AIR MILES®* Partners* and 1 Mile for every $15 in Card purchases everywhere else
  • Make the most of a suite of business management tools that give you more control over your business – anytime and anywhere
  • With the American Express® AIR MILES®* for Business Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history. That’s the power of a charge card
  • As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid finance charges

American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms apply.

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $180
First Additional Card $50
Other Additional Card $50
Foreign Transaction Fee 2.5%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP lounges
First-Year Offer Value
Accumulated rewards
Annual fee
Net value
Value

Reward points value

We have established a valuation of the reward point in cents for each loyalty program. More information on the points valuation page.

First-year value

For all credit cards offers, we estimate the value of the welcome offer (bonus, annual fee rebate) in the first year, plus the value of the rewards earned based on your purchases entered in the calculator for the six categories:

  • Grocery
  • Gas/Transit
  • Meals
  • Travel
  • Bills
  • Other purchases

First-Year Net Value = Welcome Bonus Value + Benefits (Annual Credit, VIP lounges, etc.) + Earned Rewards First-Year Annual Fee

Value of subsequent years

For the value of subsequent years, we consider the earned rewards based on your purchases indicated in the calculator and any benefits offered.

Subsequent years’ net value = Earned Rewards + Benefits (Annual Credit, VIP lounges, etc.) Annual fee

VIP lounges:

For credit cards with complimentary airport lounge access, this benefit is calculated as follows:

  • 1 access = $35
  • Unlimited access = $350 (the value of 10 annual visits)

Advantages

Welcome Bonus 2,000 miles
Minimum Spending Required $5,000
Minimum Spending Timeframe 90 day(s)

Earnings

All Spending 0.067 Mille
Drugstores 0.067 Mille
Groceries 0.067 Mille
Convenience Stores 0.067 Mille
Gas 0.067 Mille
Telecom/Internet 0.067 Mille
Local Transport 0.067 Mille
Streaming services 0.067 Mille
Dining and Food delivery 0.067 Mille
Online transactions 0.067 Mille
Recurring Payments 0.067 Mille
Office Supplies 0.067 Mille
Travel 0.067 Mille
Entertainment 0.067 Mille

Insurance

Common Carrier Travel Accident Insurance Amount $100,000
Flight Delay Insurance Amount $500
Delayed Baggage Amount $500
Lost/Stolen Baggage Insurance Amount $500
Auto Rental Loss/Insurance - Amount MSPP $85,000
Hotel/Motel Burglary Insurance - Amount $500
Purchase Protection - Amount $1,000
Purchase Protection - Duration 90 day(s)
Extended Warranty
Extended Warranty - Duration 1 year
Insurance Document Learn More

FAQ

3.5 Milesopedia Rating