American Express® AIR MILES®* for Business Card

American Express® AIR MILES®* for Business Card

One of the Best AIR MILES Credit Cards in Canada for small business owners. With up to 55 interest free days, you can maximize your cash flow.

For a limited time, earn 2,000 AIR MILES Bonus Miles with this offer!

Welcome Bonus

2,000 miles



Best For

Annual Fee


Purchase Rates

Cash Advance Rates

Balance Transfer Rates


  • Earn a bonus of 2,000 AIR MILES®* Reward Miles when you charge a total of $5,000 in purchases to your Card within your first 3 months of Cardmembership
  • You can maximize your cash flow with up to 55 interest-free days and enjoy purchasing power that adjusts dynamically with Card usage
  • You can benefit from an exclusive 25% discount on business rewards when you redeem AIR MILES Reward Miles from your Dream balance for rewards from the AIR MILES For Business Rewards catalogue, an online catalogue designed especially with the small business owner in mind
  • Earn 1 Mile for every $10 in Card purchases at eligible AIR MILES®* Partners* and 1 Mile for every $15 in Card purchases everywhere else
  • Make the most of a suite of business management tools that give you more control over your business anytime and anywhere
  • With the American Express® AIR MILES®* for Business Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history. That’s the power of a charge card
  • As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid finance charges


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

Fees & Conditions

Annual Fee $180
First Additional Card $50
Other Additional Card $50
Foreign Transaction Fee 2.5%


Welcome Bonus 2,000 miles
Rewards Type Travel points
Transfer Partners AIR MILES
Loyalty Program AIR MILES
All Spending 0.067
Travel 0.067
Local Transport 0.067
Dining and Food delivery 0.067
Groceries 0.067
Convenience Stores 0.067
Gas 0.067
Drugstores 0.067
Office Supplies 0.067
Telecom/Internet 0.067
Entertainment 0.067
Online transactions 0.067
AIR MILES partners 0.067
Air Canada 0.067
Streaming services 0.067
Recurring Payments 0.067



For all the credit card offers, we estimate the first year Offer Value according to:

  • Value of the Cashback or Points earned with the Offer
  • Value of the Benefits or travel credits earned with the Offer
  • Annual fee offer (first-year rebate or not)


Offer Value calculation
for the first-year
Point Value (according to milesopedia) 10.5 ¢
Welcome Offer Value $210
Points earned with minimum purchases to get the Welcome Offer
(1 Mile for every $10 to $15 in Card purchases)
Annual fee – $180
Estimated Value ≈ $83



Common Carrier Travel Accident Insurance Amount $100,000
Flight Delay Insurance Amount $500
Delayed Baggage Amount $500
Lost/Stolen Baggage Insurance Amount $500
Auto Rental Loss/Insurance - Amount MSPP $85,000
Hotel/Motel Burglary Insurance - Amount $500
Purchase Protection - Amount $1,000
Purchase Protection - Duration 90 day(s)
Extended Warranty
Extended Warranty - Duration 1 year(s)
Insurance Document Learn More