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  • No annual fee
  • 3% cash back at Walmart.ca
  • 1.25% cash back on gas
Learn More
  • 3% cash back online at Walmart.ca
  • 1.25% cash back at any Walmart store in Canada
  • 1.25% cash back at any gas station
  • 1% cash back everywhere else
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $50,000
  • Household $80,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.89 %
  • Cash Advance Rates 22.97 %
    21.97 % (QC)
  • Balance Transfer Rates 22.97 %
    21.97 % (QC)
Earning Rate
  • Gas1.25%
  • All Spending1%
  • Groceries1%
Value
  • Year 1
  • Year 2+
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
  • 1.25% cash back online at Walmart.ca
  • 1.25% cash back at any Walmart store in Canada
  • 1% cash back everywhere else
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.89 %
  • Cash Advance Rates 22.97 %
    21.97 % (QC)
  • Balance Transfer Rates 22.97 %
    21.97 % (QC)
Earning Rate
  • All Spending1%
  • Groceries1%
  • Gas1%
Value
  • Year 1 $265
  • Year 2+ $240
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

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