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  • Earn 3% in CT Money when you buy groceries (on the first $12,000 per year; excluding Costco and Walmart stores
  • Earn 4% on eligible purchases at Canadian Tire, Sport Chek, Mark's/L'Équipeur, Atmosphere, Party City, Sports Rousseau, Hockey Experts, L'Entrepôt du Hockey and participating Sports Experts stores
  • Earn 7¢ in CT Money per litre of premium gas, and 5¢ per litre on other fuel types at Gas+ stations, as well as participating Husky gas stations
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $80,000
  • Household $150,000
Conversion fees
  • 2.5 %
Earning Rate
  • Groceries3silver CT
  • All Spending0.8silver CT
  • Gas0.8silver CT
Value
  • Year 1
  • Year 2+
Best For
Transfer Partners
  • Canadian Tire Triangle

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • Earn 1.5% in CT Money when you buy groceries (on the first $12,000 per year; excluding Costco and Walmart stores
  • Earn 4% on eligible purchases at Canadian Tire, Sport Chek, Mark's/L'Équipeur, Atmosphere, Party City, Sports Rousseau, Hockey Experts, L'Entrepôt du Hockey and participating Sports Experts stores
  • Get 5¢ per liter in CT Money at participating Husky gas bars, Gas+ and Gas+ stations every time you fill up
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Earning Rate
  • Groceries1.5silver CT
  • All Spending0.8silver CT
  • Gas0.8silver CT
Value
  • Year 1 $226
  • Year 2+ $226
Best For
Transfer Partners
  • Canadian Tire Triangle

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

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