Compare Canada's Best Credit Cards | 2022 | Milesopedia
Scene+ Offer: Up to 40,000 points + First-Year Annual Fee Rebate + No FX Fee + 6 visits to Airport VIP Lounges

Compare Credit Cards in Canada

Why do you want a credit card?

You

You Want

The Card

Calculate the rewards
Your Monthly Spending

Open filters
Sort By
  • Earn 3% in CT Money when you buy groceries (on the first $12,000 per year; excluding Costco and Walmart stores
  • Get 4% on eligible purchases at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Atmosphere, Party City, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts stores
  • Get 7¢ in CT Money on a liter of premium gasoline, and 5¢ per liter on other types of fuel at participating Gas+, Gas+ and Husky gas bars
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $80,000
  • Household $150,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 19.99 %
  • Cash Advance Rates 22.99 %
  • Balance Transfer Rates
Milesopedia Links
Earning Rate
  • Groceries3CT Money
  • All Spending0.8CT Money
  • Gas0.8CT Money
Value
  • Year 1 $298
  • Year 2+ $298
Best For
Transfer Partners
  • Canadian Tire Triangle

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • Earn 1.5% in CT Money when you buy groceries (on the first $12,000 per year; excluding Costco and Walmart stores
  • Get 4% on eligible purchases at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Atmosphere, Party City, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts stores
  • Get 5¢ per liter in CT Money at participating Husky gas bars, Gas+ and Gas+ stations every time you fill up
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 19.99 %
  • Cash Advance Rates 22.99 %
  • Balance Transfer Rates
Milesopedia Links
Earning Rate
  • Groceries1.5CT Money
  • All Spending0.8CT Money
  • Gas0.8CT Money
Value
  • Year 1 $226
  • Year 2+ $226
Best For
Transfer Partners
  • Canadian Tire Triangle

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • Get 4% on eligible purchases at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Atmosphere, Party City, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts stores
  • Get 7¢ in CT Money on a liter of premium gasoline, and 5¢ per liter on other types of fuel at participating Gas+, Gas+ and Husky gas bars
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $60,000
  • Household $100,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 19.99 %
  • Cash Advance Rates 22.99 %
  • Balance Transfer Rates
Milesopedia Links
Earning Rate
  • All Spending0.8CT Money
  • Groceries0.8CT Money
  • Gas0.8CT Money
Value
  • Year 1 $192
  • Year 2+ $192
Best For
Transfer Partners
  • Canadian Tire Triangle

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Credit card