Offer
- 2% in BONUSDOLLARS for eligible purchases made in the Restaurant and Pre-Authorized Payment categories (up to $3,600 in purchases during the year – beyond that, the earning rate drops to 0.5%)
- 2% in BONUSDOLLARS for purchases in the Entertainment and Public Transit categories
- 0.5% in BONIDOLLARS on your other purchases
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$0
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
20.9%
Cash Advance Rates
21.9%
Earnings
Per dollar of purchases
All Spending
0.5 Points
Groceries
0.5 Points
Gas
0.5 Points
Dining and Food delivery
2 Point
Convenience Stores
0.5 Points
Drugstores
0.5 Points
Local Transport
2 Point
Travel
0.5 Points
Entertainment
2 Point
Recurring Payments
2 Point
Telecom/Internet
0.5 Points
Streaming services
0.5 Points
Online transactions
0.5 Points
Office Supplies
0.5 Points
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
3 day(s)
Travel medical insurance up to 64 years old
$5,000,000
3 day(s)
Travel medical insurance 65+
$5,000,000
Trip Cancellation Insurance
$500
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection
Our review
The Desjardins Bonus Visa* Credit Card is a credit card with no annual fee.
With this card you can get:
- 2% in BONUSDOLLARS for eligible purchases made in the Restaurant and Pre-Authorized Payment categories (up to $3,600 in purchases during the year – beyond that, the earning rate drops to 0.5%)
- 2% in BONUSDOLLARS for purchases in the Entertainment and Public Transit categories
- 0.5% in BONIDOLLARS on your other purchases
In addition, this card offers several insurances for your purchases:
- 90 days purchase insurance
- One year extended warranty
- Mobile Device Insurance