Offer
- 45 PC Optimum points / $ at Shoppers Drug Mart
- 30 PC Optimum points / $ at Loblaw stores
- 30 PC Optimum points / $ from PC Travel
- 30 PC Optimum points / liter of gas at Esso / Mobil
- 10 PC Optimum points / $ everywhere else
Fees & Conditions
Personal Income
$80,000
Household Income
$150,000
Annual Fee
$0
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
20.97%
Cash Advance Rates
22.97%
Advantages
Costco
Earnings
Per dollar of purchases
All Spending
10 Point
Groceries
30 Point
Gas
10 Point
Dining and Food delivery
10 Point
Convenience Stores
10 Point
Drugstores
45 Point
Local Transport
10 Point
Travel
10 Point
Entertainment
10 Point
Recurring Payments
10 Point
Telecom/Internet
10 Point
Streaming services
10 Point
Online transactions
10 Point
Office Supplies
10 Point
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Our review
With the PC Financial World Elite Mastercard, you get:
- 45 PC Optimum points per dollar spent at Shoppers Drug Mart
- 30 PC Optimum points for every $1 in purchases at Loblaw stores
- 30 PC Optimum points for every $1 in purchases from PC Travel
- 30 PC Optimum points per litre of gas at Esso/Mobil
- 10 PC Optimum points per dollar of purchases everywhere else
This means that you get between 1 and 4.5% on your purchases from PC Optimum stores. You can then use your PC Optimum points for rebates at the checkout of these PC Optimum stores.
What’s more, this credit card has no annual fee.
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