CIBC Aventura^® Visa Infinite* Card  🇨🇦

Offer

Card Awards

Fees & Conditions

Value

Advantages

Earnings

Per dollar of purchases

Insurance

Travel Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Our review

The CIBC Aventura® Visa Infinite* Card is one of the best Visa credit cards with travel rewards.

You can earn up to 45,000 Aventura points with this CIBC digital exclusive offer for Milesopedia readers.

• 15,000 Aventura Points when you make your first purchase^†
• 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†

Plus, you can get a first-year annual fee rebate for you (a $139 value) and up to three authorized users ($50 each; $150 value).

With this CIBC Aventura Credit Card, you get:

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $1 spent on all other purchases^†

The CIBC Aventura® Visa Infinite* Card also offers:

• Airport lounges access: Visa Airport Companion Program membership with 4 complimentary visits per year
• A NEXUS application fee rebate (a $50 value)

The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).

Frequently Asked Questions

• How do I redeem CIBC Aventura Points?

  To redeem your CIBC Aventura Points, visit the CIBC website. You can then use your points for different types of CIBC Aventura rewards:

  • Travel
  • Products
  • Gift cards

• Does the CIBC Aventura® Visa Infinite* Card offer access to airport lounges?

  Yes, the CIBC Aventura® Visa Infinite* Card offers four complimentary annual airport lounge passes.

• Does the CIBC Aventura® Visa Infinite* Card have an annual fee?

  Yes, the CIBC Aventura® Visa Infinite* Card has an annual fee. However, depending on promotions, you could get a first-year annual fee rebate.

• How to redeem Aventura points?

  You can use Aventura points in many ways:

  • for travel (flights, car rentals, hotel stays, etc.)
  • for products
  • for gift cards

  Please read our guide about the CIBC Aventura program.

• Does the CIBC Aventura® Visa Infinite* Card include a subscription to NEXUS?

  With the CIBC Aventura® Visa Infinite* Card, you get a NEXUS◊ Application Fee rebate^†: A $50 value^†

• What is the CIBC Aventura® Visa Infinite* Card welcome bonus?

  The CIBC Aventura® Visa Infinite* Card welcome bonus changes regularly. The best current offer is available on this page.

• What credit score do I need to be approved for the CIBC Aventura® Visa Infinite* Card?

  To be approved for the CIBC Aventura® Visa Infinite* Card, you must have a credit score above 720.

• How are Aventura Points earned on the CIBC Aventura® Visa Infinite* Card?

  You earn 2 points for every dollar spent on travel purchased through the CIBC Rewards Centre, 1.5 points for every dollar spent at gas stations, electric vehicle charging stations and eligible grocery and drug stores, and 1 point per dollar spent on all other purchases.

• What are the benefits of travelling with the CIBC Aventura® Visa Infinite* Card?

  The card offers access to airport lounges through membership in the Visa Airport Companion Program, with four complimentary visits per year. You’ll also receive a $50 refund on your NEXUS membership fee.

• What are the income requirements to qualify for the CIBC Aventura® Visa Infinite* Card?

  The minimum annual income required for this card is $60,000 for an individual or $100,000 for a household.

  If you don’t have this income level, you could opt for the CIBC Aventura® Gold Visa* Card (this CIBC credit card requires a $15,000 household income).

• Are there any additional benefits with the CIBC Aventura® Visa Infinite* Card?

  Yes, in addition to travel benefits, you can also save on gas thanks to our partnership with Journie Rewards, which allows you to save up to 10 cents a litre at selected service stations.

• How do I get a CIBC Credit Card?

  To get a CIBC Aventura® Visa Infinite* Card, you can apply online on Milesopedia, which will redirect you to the CIBC website.

• What are the insurance benefits of the CIBC Aventura® Visa Infinite* Card?

  This card offers a complete package of 12 different types of travel and purchase insurance. Travel cancellation insurance is beneficial if you cancel a trip at the last minute.

• How does access to airport lounges work with the CIBC Aventura® Visa Infinite* Card?

  The CIBC Aventura® Visa Infinite* Card entitles you to membership in the Visa Airport Companion Program and four complimentary visits per year to over 1,200 airport lounges worldwide.

• What is the advantage related to NEXUS fees?

  If you want to avoid long lines and security checks when travelling in the U.S., this card offers a one-time refund of up to $100 on NEXUS membership fees every four years.

• What additional benefits does the Visa Infinite program offer?

  As a Visa Infinite cardholder, you enjoy several exclusive benefits, including access to a Visa Infinite concierge service, the Visa Infinite luxury hotel collection and exclusive events.

Alternative Cards

Featured

CIBC Aventura^® Gold Visa* Card  🇨🇦

Up to 45,000 Points ^†

First year value : $1,177

• Digital Exclusive Offer
• Access to VIP Lounges
• NEXUS Credit

Apply Now

Learn More

• Offer
• Card Details
• Rewards
• Advantages

Welcome Offer: Join and get up to $1,500 in value including a first year annual fee rebate!^†

Here’s how You can get up to $1,500 in value

• Get up to 45,000 Aventura Points (up to $900 in travel value^†):
  • 15,000 Aventura Points when you make your first purchase^†
  • 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†
• Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each; $150 value): up to $289 value.^†
• Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $261 in value.^†
• Plus, get a NEXUS◊ Application Fee rebate^†: A $50 value^†

Plus, enjoy extra valuable travel benefits.

• Travel when it’s right for you – your Aventura points don’t expire^†
• Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features^†
• Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway

 

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $1 spent on all other purchases^†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Aventura Gold Visa Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

This is a digital-exclusive offer.^† To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. ^†

This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.^†

Legal

^† Terms and Conditions apply

Read MoreRead Less

Annual Fee

• Primary card $139
• Additional card $50

Annual Income Required

• Individual $15,000
• Household $15,000

Conversion fees

• 2.5 %

Interest Rates

• Purchase Rates 20.99 %
• Cash Advance Rates 22.99 %
  21.99 % (QC)
• Balance Transfer Rates 22.99 %
  21.99 % (QC)

Milesopedia Links

• Best CIBC Credit Cards - April 2024
• Best Travel Credit Cards - April 2024
• CIBC Aventura: How to use Aventura Points for Cheap Travel
• CIBC Aventura Digital Exclusive Offer: Up To 45,000 Points + First-Year Annual Fee Rebate!

Earning Rate

• Groceries1.5Points
• Gas1.5Points
• Drugstores1.5Points

Value

• Year 1 $1,177
• Year 2+ $359

Best For

Transfer Partners

• CIBC Aventura

Advantages

• Annual Credit
• VIP Lounges

• Concierge
• Wifi

• Travel credit

Travel Insurance

Insurance Name

Included

Amount

Duration

Travel Medical Insurance

Travel medical insurance up to 54 years old

$5,000,000

15 day(s)

Travel medical insurance up to 64 years old

$5,000,000

15 day(s)

Travel medical insurance 65+

$5,000,000

3 day(s)

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

$500,000

Flight Delay Insurance

$500

Delayed Baggage Insurance

$500

Lost/Stolen Baggage Insurance

$500

Auto Rental Loss/Insurance

$65,000

48 day(s)

Hotel/Motel Burglary Insurance

$2,500

Read MoreRead Less

Close

{"main":{"value":"540","welcome_bonus":"Up to 45,000 Points ^{\u2020<\/sup>","estimated_value":299,"mc_welcome_bonus_amount":"45000","minimum_spending":"$3,000","minimum_spending_timeframe_months":"4 month(s)","best_for":[{"term_id":785,"name":"Grocery stores","slug":"grocery","term_group":0,"term_taxonomy_id":785,"taxonomy":"mc_best_for","description":"","parent":0,"count":68,"filter":"raw","term_order":"0"},{"term_id":787,"name":"Drugstores","slug":"drugstores","term_group":0,"term_taxonomy_id":787,"taxonomy":"mc_best_for","description":"","parent":0,"count":15,"filter":"raw","term_order":"0"},{"term_id":786,"name":"Gas stations","slug":"gas","term_group":0,"term_taxonomy_id":786,"taxonomy":"mc_best_for","description":"","parent":0,"count":46,"filter":"raw","term_order":"0"},{"term_id":782,"name":"Travel","slug":"travel","term_group":0,"term_taxonomy_id":782,"taxonomy":"mc_best_for","description":"","parent":0,"count":39,"filter":"raw","term_order":"0"}],"annual_fee":"139","first_year_fee":true,"loyalty_slug":"cibc-aventura-en","card_slug":"cibc-aventura-gold-visa-card"},"advantages":{"has_lounge_access":true,"rewards_type":[{"term_id":740,"name":"Travel Rewards","slug":"travel-points-en","term_group":0,"term_taxonomy_id":740,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":65,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":747,"name":"CIBC Aventura","slug":"cibc-aventura-en","term_group":0,"term_taxonomy_id":747,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":15,"filter":"raw","term_order":"0"},"rewards_groceries":"1.5","rewards_gas_stations":"1.5","rewards_restaurants":"1","rewards_travel":"1","rewards_recurring_payments":"1","rewards_allspending":"1","annual_credit":"","vip_salon":"160","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$50","mc_foreign_fee":"2.5%","mc_purchase_rates":"20.99%","mc_cash_advance_rates":"22.99%","mc_balance_transfer_rates":"22.99%","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"21.99%","mc_balance_transfer_rates_qc":"21.99%"},"insurance":{"mc_common_travel_accident_insurance":true,"mc_trip_cancellation_insurance":false,"mc_trip_interruption_insurance":false,"mc_medical_travel_insurance":true,"mc_flight_delay_insurance":true,"mc_delayed_baggage_insurance":true,"mc_lost_baggage_insurance":true,"mc_auto_rental_loss":true,"mc_hotel_burglary_insurance":true,"mc_mobile_device_insurance":true,"mc_purchase_protection":true,"mc_extended_warranty":true}}}

Featured

CIBC Dividend^® Visa Infinite* Card  🇨🇦

Up to $250 cash back^†

First year value : $881

Best of April 2024

• Digital Exclusive Offer†
• 4% cash back on gas, EV charging, and grocery purchases†
• Visa Infinite Benefits

Apply Now

Learn More

• Offer
• Card Details
• Rewards
• Advantages

Best Cash Back Credit Card in 2023

Welcome Offer: Get a first-year annual fee rebate and earn 10% cash back welcome bonus of up to $250 (first 4 statements)!^†

After that, get 4% cash back on eligible gas, EV charging, and grocery purchases.^†

• 2% cash back on eligible transportation, dining purchases and recurring payments^†
• 1% cash back on all other purchases^†
• Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®^†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend® Visa Infinite* Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

This is a digital-exclusive offer.^† To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. ^†

This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.^†

Legal

^† Terms and Conditions apply

Read MoreRead Less

Annual Fee

• Primary card $120
• Additional card $30

Annual Income Required

• Individual $60,000
• Household $100,000

Conversion fees

• 2.5 %

Interest Rates

• Purchase Rates 20.99 %
• Cash Advance Rates 22.99 %
  21.99 % (QC)
• Balance Transfer Rates 22.99 %
  21.99 % (QC)

Milesopedia Links

• Best CIBC Credit Cards - April 2024
• Best Cash Back Credit Cards in Canada - April 2024
• CIBC Dividend Digital Exclusive Offer: Up To $250 Cash Back + First-Year Annual Fee Rebate!
• Canada's Best Credit Card Offers - April 2024

Earning Rate

• Groceries4%
• Gas4%
• Dining and Food delivery2%

Value

• Year 1 $881
• Year 2+ $391

Best For

Transfer Partners

• Cash back

Advantages

• Annual Credit
• VIP Lounges

• Concierge
• Wifi

• Travel credit

Travel Insurance

Insurance Name

Included

Amount

Duration

Travel Medical Insurance

Travel medical insurance up to 54 years old

$5,000,000

10 day(s)

Travel medical insurance up to 64 years old

$5,000,000

10 day(s)

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

$500,000

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

$65,000

48 day(s)

Hotel/Motel Burglary Insurance

Read MoreRead Less

Close

{"main":{"value":"250","welcome_bonus":"Up to $250 cash back^{\u2020<\/sup>","estimated_value":120,"mc_welcome_bonus_amount":"250","minimum_spending":"$2,500","minimum_spending_timeframe_months":"4 month(s)","best_for":[{"term_id":785,"name":"Grocery stores","slug":"grocery","term_group":0,"term_taxonomy_id":785,"taxonomy":"mc_best_for","description":"","parent":0,"count":68,"filter":"raw","term_order":"0"},{"term_id":786,"name":"Gas stations","slug":"gas","term_group":0,"term_taxonomy_id":786,"taxonomy":"mc_best_for","description":"","parent":0,"count":46,"filter":"raw","term_order":"0"}],"annual_fee":"120","first_year_fee":true,"loyalty_slug":"cashback","card_slug":"cibc-dividend-visa-infinite-card"},"advantages":{"has_lounge_access":false,"rewards_type":[{"term_id":694,"name":"Cash back","slug":"cash-back","term_group":0,"term_taxonomy_id":694,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":76,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":4250,"name":"Cash back","slug":"cashback","term_group":0,"term_taxonomy_id":4250,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":61,"filter":"raw","term_order":"0"},"rewards_groceries":"4","rewards_gas_stations":"4","rewards_restaurants":"2","rewards_travel":"1","rewards_recurring_payments":"2","rewards_allspending":"1","annual_credit":"","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$30","mc_foreign_fee":"2.5%","mc_purchase_rates":"20.99%","mc_cash_advance_rates":"22.99%","mc_balance_transfer_rates":"22.99%","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"21.99%","mc_balance_transfer_rates_qc":"21.99%"},"insurance":{"mc_common_travel_accident_insurance":true,"mc_trip_cancellation_insurance":false,"mc_trip_interruption_insurance":false,"mc_medical_travel_insurance":true,"mc_flight_delay_insurance":false,"mc_delayed_baggage_insurance":false,"mc_lost_baggage_insurance":false,"mc_auto_rental_loss":true,"mc_hotel_burglary_insurance":false,"mc_mobile_device_insurance":true,"mc_purchase_protection":true,"mc_extended_warranty":true}}}

CIBC Dividend Platinum^® Visa* Card  🇨🇦

Up to $250 cash back^†

First year value : $812

• Digital Exclusive Offer†
• 3% cash back on gas, EV charging, and grocery purchases†
• Purchase Security and Extended Protection Insurance†

Apply Now

Learn More

• Offer
• Card Details
• Rewards
• Advantages

Welcome Offer: Get a first-year annual fee rebate and earn 10% cash back welcome bonus of up to $250 (first 4 statements)!^†

After that, get 3% cash back on eligible gas, EV charging, and grocery purchases.^†

• 2% cash back on eligible transportation, dining purchases and recurring payments^†
• 1% cash back on all other purchases^†
• Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®^†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend Platinum Visa Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

This is a digital-exclusive offer.^† To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. ^†

This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.^†

Legal

^† Terms and Conditions apply

Read MoreRead Less

Annual Fee

• Primary card $99
• Additional card $30

Annual Income Required

• Individual $15,000
• Household $15,000

Conversion fees

• 2.5 %

Interest Rates

• Purchase Rates 20.99 %
• Cash Advance Rates 22.99 %
  21.99 % (QC)
• Balance Transfer Rates 22.99 %
  21.99 % (QC)

Milesopedia Links

• Best CIBC Credit Cards - April 2024
• Best Cash Back Credit Cards in Canada - April 2024
• Canada's Best Credit Card Offers - April 2024

Earning Rate

• Groceries3%
• Gas3%
• Dining and Food delivery2%

Value

• Year 1 $812
• Year 2+ $364

Best For

Transfer Partners

• Cash back

Advantages

• Annual Credit
• VIP Lounges

• Concierge
• Wifi

• Travel credit

Travel Insurance

Insurance Name

Included

Amount

Duration

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

$500,000

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

$65,000

48 day(s)

Hotel/Motel Burglary Insurance

Read MoreRead Less

Close

{"main":{"value":"250","welcome_bonus":"Up to $250 cash back^{\u2020<\/sup>","estimated_value":99,"mc_welcome_bonus_amount":"250","minimum_spending":"$2,500","minimum_spending_timeframe_months":"4 month(s)","best_for":[{"term_id":785,"name":"Grocery stores","slug":"grocery","term_group":0,"term_taxonomy_id":785,"taxonomy":"mc_best_for","description":"","parent":0,"count":68,"filter":"raw","term_order":"0"},{"term_id":786,"name":"Gas stations","slug":"gas","term_group":0,"term_taxonomy_id":786,"taxonomy":"mc_best_for","description":"","parent":0,"count":46,"filter":"raw","term_order":"0"}],"annual_fee":"99","first_year_fee":true,"loyalty_slug":"cashback","card_slug":"cibc-dividend-platinum-visa-card"},"advantages":{"has_lounge_access":false,"rewards_type":[{"term_id":694,"name":"Cash back","slug":"cash-back","term_group":0,"term_taxonomy_id":694,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":76,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":4250,"name":"Cash back","slug":"cashback","term_group":0,"term_taxonomy_id":4250,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":61,"filter":"raw","term_order":"0"},"rewards_groceries":"3","rewards_gas_stations":"3","rewards_restaurants":"2","rewards_travel":"1","rewards_recurring_payments":"2","rewards_allspending":"1","annual_credit":"","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$30","mc_foreign_fee":"2.5%","mc_purchase_rates":"20.99%","mc_cash_advance_rates":"22.99%","mc_balance_transfer_rates":"22.99%","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"21.99%","mc_balance_transfer_rates_qc":"21.99%"},"insurance":{"mc_common_travel_accident_insurance":true,"mc_trip_cancellation_insurance":false,"mc_trip_interruption_insurance":false,"mc_medical_travel_insurance":false,"mc_flight_delay_insurance":false,"mc_delayed_baggage_insurance":false,"mc_lost_baggage_insurance":false,"mc_auto_rental_loss":true,"mc_hotel_burglary_insurance":false,"mc_mobile_device_insurance":false,"mc_purchase_protection":true,"mc_extended_warranty":true}}}

Legal