Best National Bank Credit Cards – April 2024

National Bank Travel Credit Cards

National Bank World Elite Mastercard

The National Bank World Elite Mastercard® is NBC’s best Mastercard credit card.

Right now, with our exclusive welcome offer:

• Get up to 35,000 reward points
• Save on annual fees for the first year
• Get a chance to win $2,000 in travel credits courtesy of Transat

It’s the best time of year to apply for the National Bank World Elite Mastercard®!

With this card, you earn up to 5 points per dollar on your purchases:

• 5 points per dollar on grocery and restaurant purchases
• 2 points per dollar on gas and electric recharge purchases
• 2 points per dollar on recurring bills
• 2 points per dollar on À la carte Travel
• 1 point per dollar on all other purchases

And since it’s a National Bank Mastercard credit card, you can use it at Costco.

With this card, you have access to a $150 annual travel credit that you can use in any of these categories:

• Airport parking
• Baggage fees
• Seat selection
• Access to airport lounges
• Flight upgrades

In addition, you can enjoy access to DragonPass airport lounges and free Wi-Fi with Boingo. And unlimited access to the National Bank Lounge at Montreal-Trudeau.

Finally, Milesopedia voted the National Bank World Elite Mastercard® the Best Travel Credit Card and the Best Credit Card for Insurance in 2023 and 2024.

National Bank Platinum Mastercard

Unlike the other two National Bank travel rewards cards, the National Bank Platinum Mastercard® does not require a minimum income.

For a limited time, you can earn up to 30,000 points, and the annual fee is reimbursed for the first year for the primary cardholder and the first additional cardholder via our exclusive welcome offer.

With the National Bank Platinum Mastercard®, you can earn 2 points per dollar on grocery store and restaurant purchases, and 1.5 points per dollar on gas and electric vehicle charging, recurring bill payements and À la Carte Travel. And since it’s a National Bank Mastercard credit card, you can use it at Costco.

In addition, you get premium insurance usually dedicated for high-end credit cards:

• 180-day Purchase protection in the event of theft or damage
• Possibility of tripling the manufacturer’s warranty (up to 2 additional years)
• Trip Cancellation Insurance
• Trip Interruption Insurance
• Out-of-province hospital insurance
• Flight Delay Insurance
• Baggage insurance in case of delay, theft or loss
• Car rental insurance
• Mobile Device Insurance

We voted the National Bank Platinum Mastercard® as the best credit card for young professionals in 2024.

National Bank's World Mastercard

Don’t have the minimum income required by the National Bank World Elite Mastercard®? Then the National Bank World Mastercard® may be a good option for you. This requires a $50,000 individual income (or $80,000 household income).

You can earn up to 2 points per dollar on your purchases. And since it’s a National Bank Mastercard credit card, you can use it at Costco.

Besides, you can enjoy access to the LoungeKey airport lounges as well as free Wi-Fi with Boingo.

And you’ll enjoy up to 60 days’ coverage with its travel, trip cancellation/interruption, baggage loss and car rental insurance.

National Bank Cash Back Credit Cards

NBC mycredit Mastercard

With the National Bank mycredit Mastercard, you get:

• 1% cash back on restaurant purchases and recurring pre-authorized payments
• 0.5% cash back on all other purchases

And since it’s a National Bank Mastercard credit card, you can use it at Costco.

Cash back is automatically applied to your credit card statement every billing cycle.

This is a credit card we recommend for those new to credit cards and want a no-fee credit card. Especially since this credit card comes with some insurance for your purchases, including mobile device insurance (which is rare for a no annual fee credit card ).

NBC Allure Mastercard

Support the cause of the Quebec Breast Cancer Foundation by becoming a National Bank Allure Mastercard credit cardholder with this exclusive offer!

For every $2 in purchases charged to your National Bank Allure Mastercard account, you earn 1 point. Once a year, in January, you will receive a $10 cashback for every 1,000 points earned.

And for every $10 you spend with your card, the National Bank of Canada donates 10 cents to the Quebec Breast Cancer Foundation! It can be as much as $750,000 per year for all cardholders!

For example, if you charge $1,000/month to your card, National Bank will donate $10/month to the foundation, or $120/year. And since it’s a National Bank Mastercard credit card, you can use it at Costco.

Awards earned

Best Travel Credit Card

The National Bank World Elite Mastercard^® is the Best Travel Credit Card in 2024 in Canada for these reasons:

• Generous insurance coverage for travel and everyday purchases
• Award-winning customer service
• Up to $150 in annual travel credits
• Accepted at almost every retailer worldwide

Best Credit Card For Travel Insurance

The National Bank World Elite Mastercard^® is theBest Credit Card For Travel Insurance in 2024 in Canada for these reasons:

• Generous insurance coverage for travel and everyday purchases
• Award-winning customer service
• Up to $150 in annual travel credits
• Accepted at almost every retailer worldwide

Best Credit Card For Young Professionals

The National Bank Platinum Mastercard^® is the Best Credit Card For Young Professionals in 2024 in Canada for these reasons:

• Up to 2 points per dollar for groceries and restaurants
• Good insurance for travel and shopping
• Accepted in all stores
• No minimum income required

Best Mastercard Credit Card

The National Bank World Elite Mastercard^® is the Best Mastercard Credit Card in 2024 in Canada for these reasons:

• Generous insurance coverage for travel and everyday purchases
• Up to 5 points per dollar for your purchases
• Up to $150 in annual travel credits
• Accepted at almost every retailer worldwide