Amazing Offer: Get up to 130,000 points ($650) with this Card!
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Scotiabank® Platinum American Express® Card
  • Earn 30,000 bonus Scotia Rewards points upon first purchase◊
  • Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment
  • Earn one point on all other eligible everyday purchases
  • Complimentary membership to Priority Pass Airport Lounges Worldwide
Value

$351

Welcome Bonus

30,000 points

Best For

Annual Fee

$399

Terms

Terms of the offer

  • Earn 30,000 bonus Scotia Rewards points upon first purchase◊
  • Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment
  • Earn one point on all other eligible everyday purchases
  • Complimentary membership to Priority Pass Airport Lounges Worldwide
  • Rates, fees and other information are effective as of July 2, 2020. Subject to change.

 

 

Personal Income $12000
Household Income $12000
Annual Fee $399
First Additional Card $99
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Welcome Bonus 30,000 points
Minimum Spending Timeframe 90
Rewards Type Travel points
Transferable Points Yes
Transfer Partners SCENE
Loyalty Program Scotia Rewards
All Spending 1 point / $
Restaurants 4 points / $
Groceries 4 points / $
Gas Stations 4 points / $
Entertainment 4 points / $
Lounge Access Oui
Lounge Access - Annual Credits 10
Concierge Yes
Common Carrier Travel Accident Insurance Yes
Common Carrier Travel Accident Insurance Amount $500000
Common Carrier Travel Accident Insurance Details When you charge at least 75% of the full cost of common carrier travel fares to your Scotiabank® Platinum American Express®, you, your spouse and dependent children will be automatically insured against accidental loss of life, or dismemberment. Valid common carrier fares include fares for any licensed public conveyance such as airplanes, cruise ships, trains or buses.
Flight Delay Insurance Yes
Flight Delay Insurance Amount $1000
Flight Delay Insurance Details You may be reimbursed for eligible reasonable living expenses incurred during the period of a delayed flight or missed connection which lasts four (4) hours or more to a limit of $1 000 per trip for all insured travellers. Simply charge at least 75% of the full cost of your tickets to your Scotiabank® Platinum American Express®.
Delayed Baggage Insurance Yes
Delayed Baggage Amount $1000
Delayed Baggage Details When you purchase common carrier tickets with your Scotiabank® Platinum American Express®, you are eligible for coverage against the loss or the delay of your checked luggage. The lost luggage benefit is limited to the lesser of the replacement cost of the covered luggage or the cash value at the time of loss, to a maximum of $500. The carrier must provide you with a cash settlement before Scotiabank® Platinum American Express® coverage will pay any benefit. The delayed luggage benefit is limited to $1 000 for all insured persons on the same trip for the cost of replacing essential items if your checked luggage is not delivered within four (4) hours from your time of arrival at your final destination.
Lost/Stolen Baggage Insurance Yes
Lost/Stolen Baggage Insurance Amount $1000
Lost/Stolen Baggage Insurance Details When you purchase common carrier tickets with your Scotiabank® Platinum American Express®, you are eligible for coverage against the loss or the delay of your checked luggage. The lost luggage benefit is limited to the lesser of the replacement cost of the covered luggage or the cash value at the time of loss, to a maximum of $500. The carrier must provide you with a cash settlement before Scotiabank® Platinum American Express® coverage will pay any benefit. The delayed luggage benefit is limited to $1 000 for all insured persons on the same trip for the cost of replacing essential items if your checked luggage is not delivered within four (4) hours from your time of arrival at your final destination.
Trip Cancellation Insurance Yes
Trip Cancellation Insurance Amount Per Person $2500
Trip Cancellation Insurance Details The Scotiabank® Platinum American Express® can protect your travel investment with trip interruption insurance at no extra cost. You, your spouse, and your dependent children travelling with either parent, and one travelling companion travelling with you or your spouse are insured for up to $2,500 per insured person (maximum $10,000 per trip) for Trip Interruption. You must charge at least 75% of trip expenses to your Scotiabank® Platinum American Express®.
Trip Interruption Insurance Yes
Trip Interruption Insurance Amount Per Person $2500
Trip Interruption Insurance Details The Scotiabank® Platinum American Express® can protect your travel investment with trip interruption insurance at no extra cost. You, your spouse, and your dependent children travelling with either parent, and one travelling companion travelling with you or your spouse are insured for up to $2,500 per insured person (maximum $10,000 per trip) for Trip Interruption. You must charge at least 75% of trip expenses to your Scotiabank® Platinum American Express®.
Travel medical insurance up to 64 years old Yes
Travel medical insurance up to 64 years old - Duration 31
Travel medical insurance up to 64 years old - Details Oui
Travel medical insurance 65+ Yes
Travel medical insurance 65+ - Duration 10
Travel medical insurance 65+ - Details Oui
Auto Rental Loss/Insurance Yes
Auto Rental Loss/Insurance - Amount MSPP $65000
Auto Rental Loss/Insurance - Details When you charge the entire cost of car rental to your Scotiabank® Platinum American Express® and decline the agency’s collision damage waiver or loss damage waiver (or similar provision) at the time of rental, you’ll be insured if your rental vehicle is damaged, or stolen.
Hotel/Motel Burglary Insurance Yes
Hotel/Motel Burglary Insurance - Amount $1000
Hotel/Motel Burglary Insurance - Details When you check into any hotel or motel in Canada or the U.S., and charge your stay to your Scotiabank American Express Platinum Card, you and your spouse and dependent children travelling with you will be eligible for coverage against theft of your covered personal property if your room is broken into. Should your claim exceed the amount reimbursable by the hotel, and/or any applicable insurance protection, your coverage picks up the balance, up to a maximum of $1,000.
Purchase Protection Yes
Purchase Protection - Duration 90
Purchase Protection - Amount $500
Purchase Protection - Details Most items purchased anywhere in the world are automatically insured against theft, loss or damage as long as the full cost of the item is charged to your Scotiabank American Express Platinum Card. Coverage extends for the first 120 days from the date of purchase, is limited to the lesser of the repair cost, replacement cost or original purchase price, and is in excess of any other insurance coverage. When you charge the full cost of most items to your Card, extended warranty coverage doubles the original manufacturer’s warranty for up to two years. Coverage is limited to the lesser of the repair cost, replacement cost, or original purchase price. Items covered by a manufacturer’s warranty repair services of five years or more must be registered within the first year of purchase.
Price Protection Yes
Price Protection - Details When you use your Scotiabank American Express Platinum Card to buy an eligible new item in Canada that is offered for sale in Canada at a lower price within 60 days of your purchase, the Price Protection Service can pay you the price difference up to $100 per item and $500 per calendar year.
Extended Warranty Yes
Extended Warranty - Details Most items purchased anywhere in the world are automatically insured against theft, loss or damage as long as the full cost of the item is charged to your Scotiabank American Express Platinum Card. Coverage extends for the first 120 days from the date of purchase, is limited to the lesser of the repair cost, replacement cost or original purchase price, and is in excess of any other insurance coverage. When you charge the full cost of most items to your Card, extended warranty coverage doubles the original manufacturer’s warranty for up to two years. Coverage is limited to the lesser of the repair cost, replacement cost, or original purchase price. Items covered by a manufacturer’s warranty repair services of five years or more must be registered within the first year of purchase.
Extended Warranty - Duration 1