Best Scotiabank Credit Cards – April 2024

Scotiabank Travel Rewards Credit Cards

Scotiabank Passport™ Visa Infinite* Card

With this welcome offer for the Scotiabank Passport™ Visa Infinite* Card, you earn up to 40,000 welcome bonus points (a $400 value) as well as a first-year annual fee waiver (a $150 value):

• 30,000 points after just $1,000 in purchases
• 10,000 points after $40,000 in annual purchases in the first year

Then, each year, if you make at least $40,000 in purchases on the card, you’ll earn an annual bonus of 10,000 points, a value of $100.

With the Scotiabank Passport™ Visa Infinite* Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

Also, you earn 2 points per dollar for:

• grocery purchases
• dining purchases
• Entertainment
• Transportation

The Scotiabank Passport™ Visa Infinite* Card is an excellent Visa credit card for this type of purchase.

You can redeem your points for any travel purchases (flights, hotels, all-inclusive and even Airbnb). You can also use your points as cash back rewards with Scene+.

The Scotiabank Passport™ Visa Infinite* Card also offers:

• no foreign transaction fee
• 6 complimentary passes to airport VIP lounges
• Premium insurance for your travels or purchases
• Concierge services

We voted this credit card the Best No-FX Fee Credit Card of 2024. Knowing that the annual fee is waived in the first year, there’s never been a better time to get this credit card for your international travels over the next year!

Scotiabank Gold American Express^® Card

The Scotiabank Gold American Express® Card only requires a $12,000 minimum income, making it accessible to as many people as possible.

For a limited time, you can earn up to 40,000 points in the first year, which is a $400 value on travel purchases, including Airbnb.

With the Scotiabank Gold American Express® Card, you earn 6 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

Also, you earn 5 points per dollar for:

• grocery stores
• Restaurants
• Entertainment

And 3 points per dollar on gas, transit and streaming services purchases.

You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). You can also use your points as cash back rewards with Scene+.

The Scotiabank Gold American Express® Card also offers no foreign currency transaction fees, excellent travel and purchase insurance, concierge service and exclusive American Express benefits (Front of the Line Program).

Scotiabank Platinum American Express^® Card

For a limited time, when you apply for the Scotiabank®* Platinum American Express® Card, you can earn up to 60,000 points. That’s a $600 value for travel purchases including Airbnb.

With the Scotiabank®* Platinum American Express® Card, you earn 2 points per dollar on all purchases. You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). And you can also use them for other rewards in the Scene+ program, such as cash back rewards.

Plus, with this card, you will not pay 2.5% foreign transaction fees on any foreign currency purchases, and you get ten complimentary visits to airport VIP lounges with the Priority Pass and Premium Plaza networks.

And you get excellent insurance for your travels or purchases, concierge service, and exclusive American Express Offers (American Express Invites Program).

Scotiabank American Express^® Card

The Scotiabank American Express® Card is one of the best no-annual-fee credit cards in Canada.

For a limited time, you can earn up to 7,500 points in the first three months, representing a $75 value for travel, including Airbnb.

With the Scotiabank American Express® Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

Also, you get 2 points per dollar for:

• grocery stores
• Restaurants
• Entertainment
• Gas stations
• Transit
• streaming services

And 1 point per dollar of purchase for all other purchases.

You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). Or with Scene+ partners for cash back.

Scotiabank Cash Back Credit Cards

Scotia Momentum^® VISA Infinite* Card

The Scotia Momentum® VISA Infinite* card is recognized year after year as one of the best cash-back credit cards in Canada.

Currently, there is no annual fee in the first year, including on additional cards. And you can earn 10% cash back on all purchases for the first three months (up to $2,000 in total purchases).

With the Scotia Momentum® VISA Infinite* card, you get:

• 4% on groceries and recurring payments
• 2% on gas and daily transit
• 1% on all other purchases

For example, if you spend $1,000 per month on groceries and/or recurring payments, you’ll earn $40 cash back per month, or $480 cash back per year with this card for this category of purchases! And that’s not counting the other purchases you’ll make with this card and the advantages it offers (particularly in terms of insurance).

The Scotia Momentum® VISA Infinite* card is an excellent Visa credit card for cash back.

And its insurance benefits are excellent!

Scotia Momentum^{^®} VISA* Card

The Scotia Momentum Visa Card is a great cash-back credit card in Canada.

With the Scotia Momentum Visa Card, you get:

• 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
• 1% cash back on everything else

This is a perfect Visa credit card to earn cash back rewards.

And you can get a 2.99% introductory interest rate with 0% fee on balance transfers for the first 6 months.

Scotiabank No Foreign Transaction Fees Credit Cards

Scotiabank Student Credit Cards

SCENE^® VISA* Card

Are you looking for a Scene+ credit card with no annual fee? The Scotiabank Scene+ VISA card is ideal for students or those who don’t want to pay an annual fee.

For a limited time, you can earn up to 7,500 Scene+ points within the first three months. That’s enough to buy $75 worth of travel or groceries!

With the Scotiabank Scene+ VISA card, you earn 2 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

You’ll also earn 2 points for every dollar you spend at Home Hardware stores!

And you get 1 Scene+ point on all your other purchases.

This is a perfect no-fee Visa credit card to earn cash back.

Scotiabank Credit Cards for Balance Transfer

Scotiabank^® Value VISA Card

The Scotiabank Value® Visa* Card is one of the best credit cards for cash advances (including balance transfers) in Canada.

You can get an introductory interest rate of 0% on cash advances for the first ten months (including balance transfers). And you pay no annual fee for the first year with this Visa credit card.

What’s more, this Visa credit card offers a low-interest rate: 12.99% on purchases, balance transfers and cash advances.

Scotia Momentum^{^®} No-Fee Visa* card

The Scotia Momentum® No-Fee Visa* Card is a great cash-back credit card in Canada. Currently, you can earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).

With the Scotia Momentum® No-Fee Visa* Card, you get :

• 1% Cash back on all eligible gas station, grocery store, drug store purchases and recurring payments.
• 0.5% on all other purchases

This is a great no-fee Visa credit card to earn cash back.

Plus, you can get a 0% introductory rate on balance transfers for the first six months.

Awards earned

Best No-FX Fee Credit Card

Scotiabank Passport™ Visa Infinite* Card is the Best No Foreign Transaction Fee Credit Card in 2024 in Canada for these reasons:

• No Foreign Transaction Fee
• 6 annual airport lounge visits
• Travel and purchase insurance
• Accepted at almost every retailer worldwide

Best Credit Card For Groceries

Scotiabank Gold American Express^® Card is the Best Credit Card For Groceries in 2024 in Canada for these reasons:

• 6 points per dollar at IGA or Sobeys and 5 points per dollar at other grocery stores
• Flexible rewards
• No Foreign Transaction Fee
• Full travel insurance

Best Credit Card For Recurring Payments

The Scotia Momentum^® Visa Infinite* Card is the Best Credit Card For Recurring Payments in 2024 in Canada for these reasons:

• 4% cash back at grocery stores, for bill payments and subscriptions (including rent payments via Chexy)
• 2% on gas and daily transit
• Travel and purchase insurance
• Accepted at almost every retailer worldwide

Best Low-Interest Credit Card

The Scotiabank Value^® Visa* Card is the Best Low-Interest Credit Card in Canada in 2024 for these reasons:

• Low annual interest rate of 12.99% on purchases, cash advances and balance transfers
• Welcome interest rate of 0% for the first 10 months on cash advances
• Accepted at almost every retailer worldwide

Best Scene+ Credit Card

The Scotiabank Gold American Express^® Card is the Best Scene+ Credit Card in 2024 in Canada for these reasons:

• 6 points per dollar at IGA or Sobeys
• Flexible rewards
• No Foreign Transaction Fee
• Full travel insurance

Bottom Line