Amazing Offer: Get up to 130,000 points ($650) with this Card!
scotiabank gm visa infinite
Scotiabank® GM®* VISA Infinite* Card
  • First year annual fee waived◊
  • Get closer to your new car with up to 5% in GM Earnings
  • Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • No earning or redemption caps
Value

$500

Welcome Bonus

500

Best For

Annual Fee

First Year Annual Fee Rebate (terms apply)

Terms

Terms of the offer

  • First year annual fee waived◊
  • Get closer to your new car with up to 5% in GM Earnings
  • Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • No earning or redemption caps
  • Rates, fees and other information are effective as of July 2, 2020. Subject to change.

 

Personal Income $60000
Household Income $100000
Annual Fee $79
First Year Annual Fee Rebate Yes
First Additional Card $39
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Welcome Bonus 500
Minimum Spending Required $10000
Minimum Spending Timeframe 365
Rewards Type Cash Back
Loyalty Program GM
All Spending 2 %
Concierge Yes
Common Carrier Travel Accident Insurance Yes
Common Carrier Travel Accident Insurance Amount $500000
Common Carrier Travel Accident Insurance Details When you charge at least 75% of the full cost of common carrier travel fares to your Scotiabank GM Visa Infinite Card, you, your spouse and dependent children will be automatically insured against accidental loss of life, or dismemberment. Valid common carrier fares include fares for any licensed public conveyance such as airplanes, cruise ships, trains or buses.
Flight Delay Insurance Yes
Flight Delay Insurance Amount $500
Flight Delay Insurance Details You may be reimbursed for eligible reasonable living expenses incurred during the period of a delayed flight or missed connection which lasts four (4) hours or more to a limit of $500 per trip for all insured travellers. Simply charge at least 75% of the full cost of your tickets to your Scotiabank GM Visa Infinite Card.
Delayed Baggage Insurance Yes
Delayed Baggage Amount $500
Delayed Baggage Details When you purchase common carrier tickets with your Scotiabank GM Visa Infinite Card, you are eligible for coverage against the loss or the delay of your checked luggage. The lost luggage benefit is limited to the lesser of the replacement cost of the covered luggage or the cash value at the time of loss, to a maximum of $500. The carrier must provide you with a cash settlement before Scotiabank GM Visa Infinite Card coverage will pay any benefit. The delayed luggage benefit is limited to $500 for all insured persons on the same trip for the cost of replacing essential items if your checked luggage is not delivered within four (4) hours from your time of arrival at your final destination.
Lost/Stolen Baggage Insurance Yes
Lost/Stolen Baggage Insurance Amount $500
Lost/Stolen Baggage Insurance Details When you purchase common carrier tickets with your Scotiabank GM Visa Infinite Card, you are eligible for coverage against the loss or the delay of your checked luggage. The lost luggage benefit is limited to the lesser of the replacement cost of the covered luggage or the cash value at the time of loss, to a maximum of $500. The carrier must provide you with a cash settlement before Scotiabank GM Visa Infinite Card coverage will pay any benefit. The delayed luggage benefit is limited to $500 for all insured persons on the same trip for the cost of replacing essential items if your checked luggage is not delivered within four (4) hours from your time of arrival at your final destination.
Trip Interruption Insurance Yes
Trip Interruption Insurance Amount Per Person $2000
Trip Interruption Insurance Details The Scotiabank GM Visa Infinite Card can protect your travel investment with trip interruption insurance at no extra cost. You, your spouse, and your dependent children travelling with either parent, and one travelling companion travelling with you or your spouse are insured for up to $2,000 per insured person (maximum $10,000 per trip) for Trip Interruption. You must charge at least 75% of trip expenses to your Scotiabank GM Visa Infinite Card.
Travel medical insurance up to 64 years old Yes
Travel medical insurance up to 64 years old - Duration 15
Travel medical insurance up to 64 years old - Details Oui
Travel medical insurance 65+ - Details Oui
Auto Rental Loss/Insurance Yes
Auto Rental Loss/Insurance - Details When you charge the entire cost of car rental to your Scotiabank GM Visa Infinite Card and decline the agency’s collision damage waiver or loss damage waiver (or similar provision) at the time of rental, you’ll be insured if your rental vehicle is damaged, or stolen.
Purchase Protection Yes
Purchase Protection - Duration 90
Purchase Protection - Amount $500
Purchase Protection - Details Most personal items purchased anywhere in the world are automatically insured against theft, loss or damage – as long as the full cost of the item is charged to your Scotiabank GM Visa Infinite Card. Coverage extends for the first 90 days from the date of purchase and is in excess of any other insurance coverage. When you use your Scotiabank GM Visa Infinite Card to purchase most personal items and charge the full cost of the item to your card, extended warranty coverage doubles the period of the original manufacturer’s warranty for up to one additional year. Items covered by a manufacturer’s warranty of five years or more must be registered within the first year of purchase. There is a maximum lifetime liability of $60,000 under the Purchase Security and Extended Warranty coverages.
Extended Warranty Yes
Extended Warranty - Details Most personal items purchased anywhere in the world are automatically insured against theft, loss or damage – as long as the full cost of the item is charged to your Scotiabank GM Visa Infinite Card. Coverage extends for the first 90 days from the date of purchase and is in excess of any other insurance coverage. When you use your Scotiabank GM Visa Infinite Card to purchase most personal items and charge the full cost of the item to your card, extended warranty coverage doubles the period of the original manufacturer’s warranty for up to one additional year. Items covered by a manufacturer’s warranty of five years or more must be registered within the first year of purchase. There is a maximum lifetime liability of $60,000 under the Purchase Security and Extended Warranty coverages.
Extended Warranty - Duration 1