Amazing Offer: Get up to 130,000 points ($650) with this Card!
smart cash world en
MBNA Smart Cash World® Mastercard® – Quebec
  • This offer is only available to residents of Quebec.  For residents of other provinces/territories please click here
  • Accelerate cash back on common purchases!
  • Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 1% Cash Back‡ for all other eligible purchases
  • $39 annual fee
  • Standard Annual Interest Rates of 20.99% on purchases, 20.99% on balance transfers✪ and access cheques, and 20.99% on cash advances
  • A suite of comprehensive insurance**
  • Your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater††††
Value

$111

Welcome Bonus

up to $150 cash back

Best For

Annual Fee

$39

Terms

Terms of the offer

  • This offer is only available to residents of Quebec.  For residents of other provinces/territories please click here
  • Accelerate cash back on common purchases!
  • Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 1% Cash Back‡ for all other eligible purchases
  • $39 annual fee
  • Standard Annual Interest Rates of 20.99% on purchases, 20.99% on balance transfers✪ and access cheques, and 20.99% on cash advances
  • A suite of comprehensive insurance**
  • Your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater††††

 

Personal Income $60000
Household Income $100000
Annual Fee $39
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 20.99%
Balance Transfer Rates 20.99%
Welcome Bonus up to $150 cash back
Rewards Type Cash Back
Loyalty Program Cashback
All Spending 1 %
Groceries 2 %
Gas Stations 2 %
Costco Yes
Value

Offer Value according to milesopedia

For all the credit card offers, we estimate the first year Offer Value according to:

  • Value of the Cashback or Points earned with the Offer
  • Value of the Benefits or travel credits earned with the Offer
  • Annual fee offer (first-year rebate or not)

 

Offer Value calculation
for the first-year
Point Value (according to milesopedia) 1.0 ¢
Welcome Offer Value ≈ $150
Annual fee $39
Estimated Value ≈ $111

 

 

Travel medical insurance up to 64 years old - Details Oui
Travel medical insurance 65+ - Details Oui
Auto Rental Loss/Insurance Yes
Auto Rental Loss/Insurance - Details Save more when you rent a car, with insurance for collision, personal effects and more.
Purchase Protection Yes
Purchase Protection - Duration 90
Extended Warranty Yes
Extended Warranty - Details Doubles the written warranties for up to one additional year on most new purchases made with your MBNA credit card.
Extended Warranty - Duration 1