business platinum 1 1

Business Platinum Card® from American Express

  • Earn a Welcome Bonus of 50,000 points 
  • You can maximize your cash flow with up to 55 interest free days
  • Earn 1.25 Membership Rewards points for virtually every $1 in purchases
  • Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1200 airport lounges worldwide
  • Enjoy financial flexibility with no pre-set spending limit on purchases
  • Platinum Cardmembers can enjoy access to specialty services, preferential treatment and a dedicated Concierge team
Value

$750

Welcome Bonus

50,000 points

Best For

Annual Fee

$499

Terms

Terms of the offer

  • Earn a Welcome Bonus of 50,000 points when you charge $7,000 in purchases to your Card in your first three months of Cardmembership
  • You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you’re at it
  • Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses
  • Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
  • Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history
  • Platinum Cardmembers can enjoy access to specialty services, preferential treatment and a dedicated Concierge team
  • As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges

 

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Annual Fee $499
First Additional Card $199
Other Additional Card $199
Foreign Transaction Fee 2.5%
Welcome Bonus 50,000 points
Minimum Spending Required $7000
Minimum Spending Timeframe 90
Rewards Type Travel points
Transferable Points Yes
Transfer Partners Aeroplan, Alitalia MilleMiglia, Asia Miles, British Airways Executive Club, Delta SkyMiles, Etihad Guest, Hilton Honors, Marriott Bonvoy
Loyalty Program American Express Membership Rewards
All Spending 1.25 point / $
Lounge Access Oui
Lounge Access - Annual Credits illimité
Concierge Yes
Value

Offer Value

For all the credit card offers, we estimate the first year Offer Value according to:

  • Value of the Cashback or Points earned with the Offer
  • Value of the Benefits or travel credits earned with the Offer
  • Annual fee offer (first-year rebate or not)

 

Offer Value calculation
for the first-year
Point Value (according to milesopedia) 1.7 ¢
Welcome Offer Value up to $850
Points earned with minimum purchases to get the Welcome Offer
(1.25 points per dollar)
up to $149
Unlimited access to airport lounges
($250 per year estimated value)
$250
Annual fee – $499
Estimated Value ≈ $750

 

Common Carrier Travel Accident Insurance Yes
Common Carrier Travel Accident Insurance Amount $500000
Common Carrier Travel Accident Insurance Details Up to $500,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.
Flight Delay Insurance Yes
Flight Delay Insurance Amount $1000
Flight Delay Insurance Details Charge your airline ticket to your card and receive up to $1,000 coverage (aggregate maximum with Baggage Delay Insurance) for all necessary and reasonable hotel, motel, restaurant expenses and sundry items purchased within 48 hours when you are delayed or denied boarding for four hours or more and no alternate transportation is made available.
Delayed Baggage Insurance Yes
Delayed Baggage Amount $1000
Delayed Baggage Details Book a flight with your card and receive up to $1,000 coverage (aggregate maximum with Flight Delay Insurance) for all immediate daily reasonable and necessary emergency purchases, made within four days, for essential clothing and sundry items when your baggage on your outbound trip is delayed by six or more hours.
Lost/Stolen Baggage Insurance Yes
Lost/Stolen Baggage Insurance Amount $1000
Lost/Stolen Baggage Insurance Details When you fully charge your airline tickets to your card, you are covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $1,000 per trip for all insured person(s) combined.
Trip Cancellation Insurance Yes
Trip Cancellation Insurance Amount Per Person $1500
Trip Cancellation Insurance Details When you fully charge your travel arrangements to your card, this coverage provides for reimbursement of the non-refundable pre-paid travel arrangements, up to $1,500 per insured person to a maximum of $3,000 for all insured persons combined, when you cancel a trip for a covered reason.
Trip Interruption Insurance Yes
Trip Interruption Insurance Amount Per Person $1500
Trip Interruption Insurance Details When you fully charge your travel arrangements to your card, this coverage provides for reimbursement of the non-refundable pre-paid travel arrangements, up to $1,500 per insured person to a maximum of $3,000 for all insured persons combined, when you cancel a trip for a covered reason.
Travel medical insurance up to 64 years old Yes
Travel medical insurance up to 64 years old - Duration 15
Travel medical insurance up to 64 years old - Details Oui
Auto Rental Loss/Insurance Yes
Auto Rental Loss/Insurance - Amount MSPP $85000
Auto Rental Loss/Insurance - Details Save money when travelling with the Car Rental Theft and Damage Insurance included on your card. This coverage provides compensation for theft, loss and damage up to the actual cash value of a rental car with an MSRP of up to $85,000, in its model year. To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to your card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.
Hotel/Motel Burglary Insurance Yes
Hotel/Motel Burglary Insurance - Amount $1000
Hotel/Motel Burglary Insurance - Details Charge your Hotel/Motel arrangements to your card and receive coverage of up to $1 000 against the loss of most personal items if your hotel/motel is burglarized.
Purchase Protection Yes
Purchase Protection - Duration 90
Purchase Protection - Amount $1000
Purchase Protection - Details You can be insured for eligible items charged to your Card for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).
Extended Warranty Yes
Extended Warranty - Details Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your Card.
Extended Warranty - Duration 1
Insurance Document Learn More