Amazing Offer: Get up to 130,000 points ($650) with this Card!
bmo preferred rate mastercard fr 1
BMO® Preferred Rate Mastercard®*
  • Get a 3.99% introductory interest rate on Balance Transfers for 9 months with a 1% transfer fee and we’ll waive the $20 annual fee for the first year.*
  • Enjoy our lowest interest rate of 12.99% on purchases and cash advances*
  • Free extended warranty and purchase protection*
  • Zero Dollar Liability: protects you from unauthorized use of your credit card*
Value

Best For

Annual Fee

First Year Annual Fee Rebate (terms apply)

Terms

Terms of the offer

  • Get a 3.99% introductory interest rate on Balance Transfers for 9 months* with a 1% transfer fee* and we’ll waive the $20 annual fee for the first year.*
  • Enjoy our lowest interest rate of 12.99% on purchases and cash advances*
  • Free extended warranty and purchase protection*
  • Zero Dollar Liability: protects you from unauthorized use of your credit card*

 

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*Terms and conditions apply

Annual Fee $20
First Year Annual Fee Rebate Yes
Foreign Transaction Fee 2.5%
Purchase Rates 12.99%
Cash Advance Rates 12.99%
Balance Transfer Rates 3.99%
Balance Transfer Intro Duration 9 mois
Balance Transfer Fees 1%
Costco Yes
Value

Offer Value

For all the credit card offers, we estimate the first year Offer Value according to:

  • Value of the Cashback or Points earned with the Offer
  • Value of the Benefits or travel credits earned with the Offer
  • Annual fee offer (first-year rebate or not)

 

Offer Value calculation
for the first-year
Point Value (according to milesopedia)
Welcome Offer Value
Annual fee
Estimated Value

 

Travel medical insurance up to 64 years old - Details Non
Travel medical insurance 65+ - Details Non
Purchase Protection Yes
Purchase Protection - Duration 90
Extended Warranty Yes
Extended Warranty - Duration 1