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National Bank of Canada’s Best Chequing Accounts

Up to $350 cashback with these NBC chequing account offers

NBC The Total Chequing Account

Until November 30, 2020, open an NBC The Total Chequing Account and get up to $350 cash back!

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With the NBC The Total Chequing Account, you get:

  • Unlimited access on all digital and branches transactions
  • Access to ABMs in THE EXCHANGE® network at no additional cost
  • 100 personalized cheques per year
  • Foreign currency bank draft
  • CAD bank drafts included
  • Special rates for online trading
  • Mobile cheque deposit
  • Interac e‑Transfers unlimited and free
  • Cashback of up to $150 on the annual fees for a National Bank Mastercard credit card, at enrolment

The monthly fees for the NBC The Total Chequing Account vary according to your age and situation:

Age and situation Monthly fees
Young people (age 0-17) $16
Students (age 18-24) $16
Regular clients (age 18-59) $25.95
Seniors (age 60+) $20.95
No monthly fees

If you maintain a $6,000 balance in your NBC The Total Chequing Account, you won’t pay any monthly fee!

You’ll get the $350 cash back after fulfilling two conditions:

Condition Cash back
Opening an eligible chequing account $150
Recurring and automatic direct deposit to the account $200
Total $ 350

So you’ll get $150 cash back after opening your new chequing account. For the additional $200 cash back, you will need to set up one (1) recurring and automatic direct deposit of your payroll or monthly recurring pension.

You benefit of 60 days following the checking account opening to meet the offer conditions and obtain the cashback. Terms and Conditions on NBC’s website.

NBC The Connected Chequing Account

Until November 30, 2020, open an NBC The Connected Chequing Account and get up to $300 cash back!

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With the NBC The Connected Chequing Account, you get:

  • Unlimited access on all digital transactions
  • Access to ABMs in THE EXCHANGE® network at no additional cost
  • Special rates for online trading
  • Mobile cheque deposit
  • Interac e‑Transfers unlimited and free
  • Up to $30 off your credit card annual fee

The monthly fees for the NBC The Connected Chequing Account vary according to your age and situation:

Age and situation Monthly fees
Young people (age 0-17) $5
Students (age 18-24) $5
Regular clients (age 18-59) $14.95
Seniors (age 60+) $9.95
No monthly fees

If you maintain a $4,500 balance in your NBC The Connected Chequing Account, you won’t pay any monthly fee!

You’ll get the $300 cash back after fulfilling two conditions:

Condition Cash back
Opening an eligible chequing account $100
Recurring and automatic direct deposit to the account $200
Total $300

So you’ll get $100 cash back after opening your new chequing account. For the additional $200 cash back, you will need to set up one (1) recurring and automatic direct deposit of your payroll or monthly recurring pension.

You benefit of 60 days following the checking account opening to meet the offer conditions and obtain the cashback. Terms and Conditions on NBC’s website.

Questions

What is the difference between a chequing and a savings account?

You can use your chequing account for day-to-day transactions like making bill payments and transferring money to other people or accounts. A chequing account comes with cheques and a debit card. You can access your chequing account online, through the mobile app and by calling our telephone banking service.

A savings account is an account that earns interest. It’s a great way to save up for a specific goal, like a vacation or a new car, or to ensure you have an emergency fund available when you need it. A savings account offers an interest rate on the money you put in it.

How do I get my debit card?

You will receive a debit card when you open a chequing account. You’ll be able to set your personal Identification number (PIN) at the branch ABM. If there is no ABM at your branch, you will receive your card and PIN by mail.

I lost my debit card. What should I do?

If your card is lost, stolen, used fraudulently or retained by a banking machine, call us immediately. An agent will walk you through the process.

Within Canada and the U.S.

By phone:

514-394-1427 (Montreal area)
Toll-free: 1-888-835-6281
These numbers are available 24 hours a day, 7 days a week.

Elsewhere:

There are two ways you can contact us:

  • By dialing an international number free of charge
  • Making a collect call

Dial an international number free of charge

Depending on the country you are in, dial one of these international numbers at no cost. They are accessible from 50 countries.

Make a collect call:

If you are calling from outside North America and are not in a participating country, call us at a fee, through the operator at: 514-281-3159.