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Bank Of Montreal Bmo Online

Bank of Montreal’s Best Banking Accounts – BMO

Looking for information on a BMO online banking account and want to know if Bank of Montreal is the online bank for you? In this guide, you will learn all about BMO Online:

BMO's Best Banking Account Offerings

BMO Convenience Chequing Account

With the BMO Convenience Chequing Accountyou can easily and efficiently manage your finances with BMO online:

  • Low monthly fees
  • Free Premium Rate Savings Account

Get it all for a fee of $4 per month.

BMO Chequing Plus Account

With the BMO Chequing Plus Accountyou can easily and efficiently manage your finances with BMO online:

  • 25 transactions per month
  • Transfers Interac no charge

Get it all for a fee of $10.95 per month – or without a monthly fee if you maintain a minimum balance of $3,000.

BMO AIR MILES Chequing Account

With the BMO AIR MILES Chequing Accountyou can easily and efficiently manage your finances with BMO online and earn AIR MILES Reward Miles:

  • Earn 1 mile for every $30 in purchases made with your BMO Debit Card.
  • Earn 25 bonus miles each month if you are also a BMO® AIR MILES® Mastercard®* World Elite
  • Unlimited number of transactions
  • Transfers Interac no charge

Get it all for a fee of $15.95 per month.

BMO Performance Chequing Account

With the BMO Performance Chequing Accountyou can easily and efficiently manage your finances with BMO online:

  • Unlimited number of current banking transactions
  • Up to $40 off the annual fee for eligible BMO credit card

Get it all for a fee of $15.95 per month – or without a monthly fee if you maintain a minimum balance of $4,000.

BMO Premier Chequing Account

With the BMO Preferred Chequing Accountyou can easily and efficiently manage your finances with BMO online:

  • Unlimited ATM withdrawals other financial institutions worldwide worldwide
  • Up to $150 off the annual fee each year for an eligible BMO credit card
  • Get a preferred exchange rate for U.S. dollars when transferring funds between your Canadian and U.S. dollar accounts (both ways)

Get it all for a fee of $30.00 per month – or no monthly fee if you maintain a minimum balance of $6,000.

BMO credit card online
BMO credit card

BMO Family Package

Bank of Montreal offers the BMO Family Plan. Three steps to benefit from it:

  1. Open an eligible account (Performance or Privilege)
  2. Invite a family member
  3. Ask him to complete the account opening

With the BMO Family Plan, you get benefits for the whole family:

  • Save on banking fees: Since family members won’t have to pay monthly fees, the Family Plan is a great way to save.
  • Unlimited No Fee Everyday Banking: You and your family can enjoy unlimited free transactions, including Interac e-Transfer transactions.
  • Private accounts: The accounts of each member remain confidential. You only have access to accounts registered in your name.

Our View of BMO Online

In Quebec and elsewhere in Canada, BMO Online offers many banking services for its customers. By holding a BMO Debit Card, you can access BMO Online Banking.

Several online services are offered by Bank of Montreal:

  • View your BMO chequing or savings accounts online
  • Manage your BMO loans and mortgages online
  • BMO Smartphone Online Application for Smartphone to manage your accounts from anywhere
  • Sending money from your BMO Online Account with Interac
  • And more!

BMO’s online banking offer is complete, particularly in Quebec, with the presence of numerous BMO branches. This makes Bank of Montreal an excellent choice.

BMO Bank Accounts
BMO

BMO's Online Services

As a BMO Online customer, you can enjoy many benefits:

  • 24/7 access to BMO Online Banking
  • Online payments of your transactions and bills
  • Send money quickly to the person of your choice with an Interac e-Transfer
  • Receive government assistance in the BMO account of your choice with CRA Direct Deposit
  • Deposit your cheques anywhere with the Bank of Montreal mobile application
  • Download a sample BMO cheque
  • In the event of loss or theft, block, unblock or replace your credit card in your BMO Online Banking.

Also, be aware that Bank of Montreal has special offers for newcomers, students, members of the Canadian Defence community, children and teenagers, seniors, and doctors and dentists.

Frequently Asked Questions about BMO Online

What's the difference between a chequing account and a BMO Savings Account?

A BMO chequing account is a type of bank account that allows you to deposit money (such as your paycheque, cheque or direct deposit) or make withdrawals for everyday expenses such as groceries, meals, gas and other essentials. You can also pay bills, make Interac transfers, withdraw money at the ABM and more.

A BMO Savings Account is a good place to put money aside to earn interest and grow over the long term. You can use it to weave a safety net or save for big expenses, like a well-deserved vacation.

How do I get my BMO debit card?

Your BMO Debit Card debit card is given to you when you open your chequing account. You’ll be able to set your personal Identification number (PIN) at the branch ABM. If there is no ABM at your branch, you will receive your card and PIN by mail.

I lost my BMO Debit Card: What do I do?

If your card is lost, stolen, misused or retained by an ABM, contact BMO online immediately at 1-800-361-3361.

You can also report the loss or theft of card with BMO Online Banking:

  • Sign in to Online Banking.
  • Go to My Accounts and select the desired card from the left menu.
  • From the left menu, select Report a lost or stolen card .

Or with BMO Mobile Services:

  • Sign in to Mobile Services.
  • Select your credit card , then Manage credit card s on the credit card information page (gear icon).
  • Select Replace stolen or lost card .

How do I get a sample cheque from the Bank of Montreal?

There are two ways to get a free sample BMO cheque online:

Write SPECIMEN across a cheque linked to your BMO account. If you do not have a paper cheque for your BMO personal account, you can download a digital copy in PDF format by following the steps below:

  • Click My Accounts.
  • Select your bank account.
  • Click Specimen Check.

Or simply complete the direct deposit form and send it to the payer.

Be sure to include a void cheque or your BMO account number, financial institution number and branch direct debit number. To find this information:

  • Click My Accounts.
  • Select your bank account. You will find this information in the blue section.

How do I contact Bank of Montreal online?

You can reach BMO in a number of ways:

  • With secure messaging from your BMO Online Account
  • By visiting any BMO branch
  • By calling 1 877 225-5266

What are BMO's credit cards?

Bank of Montreal offers many credit cards. Check out our page dedicated to the best BMO credit card offers.